Tortoise Pet Insurance

Owning a tortoise can be an exciting and rewarding journey, but it also comes with important responsibilities. From providing the right diet to setting up the perfect habitat, and even considering tortoise insurance, every decision plays a crucial role in your tortoise’s health and wellbeing.

Part of responsible pet ownership includes registering with a vet to ensure your tortoise gets the care they need if they become unwell. However, vet bills can quickly add up, especially if your tortoise needs specialist treatment. That’s where pet insurance for tortoises comes in.

Why buy tortoise pet insurance?

Tortoise insurance offers financial protection against those unexpected bills, should your tortoise become ill, or be injured. This can reduce the emotional strain felt from cost-dependent choices leaving you to focus on getting the right care for your tortoise.

Like all pet insurance policies, cover is subject to terms and conditions which you should read carefully before you buy your policy.

At what age can I insure my tortoise?

For younger tortoises, cover can begin from 12 weeks. The upper age limit for a new policy is 50 years old.

But if you insure your pet tortoise before it reaches 50 years old, then cover can continue beyond, with no age restriction. This means that once you have cover, your tortoise can live to 60, 70 or even older, and still remain insured.

Can you insure tortoises that have recently been unwell?

We can’t cover your tortoise if they’ve been to the vet for an accident or illness in the last 3 months. But don’t worry – once they’ve been treatment-free for 3 months and are fit and healthy, we can insure them. Pre-existing conditions won’t be covered in the first year, but after that, we’ll review them based on the policy terms.

As always, cover is subject to our policy terms and conditions.

Helping you care for your pet tortoise

As a tortoise owner, you’ll know how important it is to provide the right food and environment for your tortoise. We have information on the correct diet for your tortoise, and suggestions on growing food at home. For example, dandelions are packed with nutrients and can be easily grown.

The right environment, such as enclosure, hide, UV and heating, are all important, with heating and UV helping to stimulate your tortoise’s appetite.

Tortoise care isn’t just about the right setup, though. Healthcare is equally as important and visiting a vet when your pet is ill is vital.

Conditions such as a respiratory infection, often characterised by a runny nose, can quickly deteriorate, with a poor prognosis if not treated early.

*Prices are correct as of June 2026.