Exotic Mammal Insurance

Pet insurance for Pygmy Hedgehogs, Micro Pigs, Skunks, and more from just £4.35 a month!*

Got a ferret, chinchilla, pygmy hedgehog, or even a pygmy goat at home? These unique pets bring endless joy and companionship, but they also have special care needs – and those vet bills can add up fast.

That’s where exotic mammal pet insurance saves the day. With the right cover, you can handle unexpected vet costs and ensure your extraordinary pet gets the expert care they deserve.

Wondering if your exotic friend is covered? Check out our full list.

How much does exotic mammal insurance cost?

Basic cover for a pygmy hedgehog starts from £4.35 a month or £42.87 a year.* 

Essential cover for a pygmy hedgehog starts from £17.43 a month or £173.76 a year.* 

Premier cover for a pygmy hedgehog starts from £19.54 a month or £195.04 a year.* 

Ready to find out what you’d pay? Get a quote and tailor a policy that’s just right for your pet

A range of policies to suit you and your exotic pet

Type of cover

Vet fees

Death

Theft

 

Weather Perils

Excess

Add up to 3 pets per policy

Basic

✔️

✔️

✔️

✔️

Essential

£2,000

£65 per treatment

Premier

£2,000

✔️

✔️

✔️

£65 per treatment

✔️

What exotic mammals can we cover?

  • Pygmy hedgehogs
  • Lemurs
  • Skunks
  • Meerkats
  • Lemurs
  • Marmosets
  • Tamarins
  • Micro pigs
  • Plus many more

Can you insure exotic mammals who have recently been unwell?

We can’t cover your exotic mammal if they’ve been to the vet for an accident or illness in the last 3 months. But don’t worry – once they’ve been treatment-free for 3 months and are fit and healthy, we can insure them. Pre-existing conditions won’t be covered in the first year, but after that, we’ll review them based on the policy terms, with no exclusions applied.

As always, cover is subject to our Policy Terms and Conditions.

Why choose ExoticDirect?

  • Specialist exotic pet insurance providers since 1996
  • We can pay your vet directly
  • We’re a friendly UK based team

*Prices are correct as of March 2026.