Lizard Insurance

Get pet insurance for bearded dragons, geckos, chameleons and more from just £3.57 a month!*

All lizards have unique and compelling personalities which make them great pets to own, with owners often forming great bonds with them. However, caring for your pet entails more than just diet and environment and your pet’s health should be at the forefront of your mind.

Access to a vet, should they become ill, is key to ensuring your lizard has the happiest and healthiest life you can provide for them. Quite often, lizards tend to not show illness until it’s further advanced. This can make it tricky to spot signs of sickness.

This is why considering specialist lizard pet insurance is so important.

What is pet insurance for lizards?

Exotic pet insurance offers peace of mind when your lizard falls ill, gets injured, or faces an unexpected accident. Good insurance for your lizard can help cover veterinary expenses, meaning your pet receives the specialised care it needs – protecting both your pet and your wallet.

How much does pet insurance for lizards cost?

Choose from four flexible policies, so you can pick the right policy for you.

For a bearded dragon, here’s what you can expect to pay:

  • Basic cover starts from £3.57 a month or £42.87 a year.*
  • Value cover starts from £11.68 a month or £140.16 a year.*
  • Plus cover starts from £15.14 a month or £181.60 a year.*
  • Premier cover starts from £17.47 a month or £209.60 a year.*

Choose your Lizard Insurance

What's covered?

Vet fees

Death from injury or illness

Loss from theft, fire or weather perils

Pet housing and enclosure

Basic

–

Insured value of pet

Insured value of pet

Optional extra
Up to £5,000

Value

Up to £1,000

Optional extra
Insured value of pet

Optional extra
Insured value of pet

Optional extra
Up to £5,000

Plus

Up to £3,000

Optional extra
Insured value of pet

Optional extra
Insured value of pet

Optional extra
Up to £5,000

Premier

Up to £5,000

Optional extra
Insured value of pet

Optional extra
Insured value of pet

Optional extra
Up to £5,000

What lizards can you cover?

  • Agamas
  • Anoles
  • Basilisks
  • Bearded dragons
  • Chameleons
  • Geckos
  • Iguanas
  • Monitors
  • Skinks
  • Tegus
  • Uromastyx
  • Water dragons and more

Can you insure lizards who have recently been unwell?

We can’t cover your lizard if they’ve been to the vet for an accident or illness in the last 3 months. But don’t worry – once they’ve been treatment-free for 3 months and are fit and healthy, we can insure them. Pre-existing conditions won’t be covered in the first year, but after that, we’ll review them based on the policy terms.

As always, cover is subject to our policy terms and conditions.

Why choose ExoticDirect?

  • Specialist exotic pet insurance providers since 1996
  • The only lizard insurance provider to cover multiple lizards on one policy
  • No age limits – your lizard can be insured up to any age!

Caring for your lizard

Caring for your lizard often requires research to ensure you have a suitable setup which should include the correct UV lighting, substrate, humidity and heating as well as a suitable vivarium. This can vary from species to species, however we have guides available for some types of lizard such as bearded dragons and leopard geckos.

Alongside this, you’ll want to ensure you get your lizard’s diet right. Many lizards enjoy a varied diet however this depends on their species and we recommend research to ensure you get it right for your lizard.

Our bearded dragon food guide should help those who own beardies.

*Price is correct as of June 2026.