Exotic Mammal Insurance

Got a ferret, chinchilla, pygmy hedgehog, or even a pygmy goat at home? These unique pets bring endless joy and companionship, but they also have special care needs – and those vet bills can add up fast.

That’s where exotic mammal pet insurance saves the day. With the right cover, you can handle unexpected vet costs and ensure your extraordinary pet gets the expert care they deserve.

Wondering if your exotic friend is covered? Check out our full list.

How much does exotic mammal insurance cost?

The cost really depends on your type of pet, their age, and how much you paid for them.

For example, if you’ve got a pygmy hedgehog worth £150, basic cover for death and theft starts at just £4.35 a month. Want the full works? Our most comprehensive policy, covering up to £2,000 in vet fees, starts at £19.54 a month.*

What exotic mammals do we cover?

• Pygmy hedgehogs
• Lemurs
• Skunks
• Meerkats
• Lemurs
• Marmosets
• Tamarins

Can you insure exotic mammals who have recently been unwell?

We can’t cover your exotic mammal if they’ve been to the vet for an accident or illness in the last 3 months. But don’t worry – once they’ve been treatment-free for 3 months and are fit and healthy, we can insure them. Pre-existing conditions won’t be covered in the first year, but after that, we’ll review them based on the policy terms, with no exclusions applied.

As always, cover is subject to our Policy Terms and Conditions.

Why choose ExoticDirect?

• Specialist exotic pet insurance providers since 1996
• We can pay your vet directly
• We’re a friendly UK based team

*Prices are correct as of November 2025.